Mercedes-Benz Vehicles, Concept Cars, and the Mercedes Lifestyle

If you are thinking of buying a Certified Mercedes, your thoughts may turn to the question of auto insurance. Like any high-performance car, a Mercedes can be expensive to insure. However, there are numerous insurance discounts readily available on today’s market. Here is a rundown on some of the most popular.

Auto Club Discounts
If you are a member of a national or local auto club, you may be able to purchase insurance through the club. Member rates are often quite competitive compared to non-member rates, so it is definitely worth making a phone call.

Senior Discounts
Senior discounts can kick in starting as young as age 50. By 65, you will qualify for senior rates almost everywhere. If you are nearing a milestone birthday, why not give your insurance agency a call? You might be able to save 10% or more.

Driver Improvement Class
Many insurers give small discounts to drivers who go through a driver improvement course. Normally a class that you take to avoid points on your license does not count, but most other classes do. Check with your insurance agency before signing up for a class, as the restrictions may vary between insurers.

Safety Equipment
Many insurers offer discounts for drivers who take safety measures to protect their vehicles. Possible moves that may qualify for a discount include VIN etching, alarm system installation and purchasing a Club or similar locking device. Each insurer maintains its own list of qualifying equipment, so be sure to ask before making an investment.

Safe Driver
One of the best ways to get a significant discount on your auto insurance is to drive safely. If you have no tickets, thefts or accidents on your record, then you can probably qualify for the best rates. However, some insurers check credit history as well, moving otherwise well-qualified drivers into a more expensive class. Ask your insurer for more information.

The Bottom Line
Many people over-pay for their auto insurance simply because they do not think to inquire about discounts. No matter how good your rate currently is, it is always worthwhile to contact the company and find out if you can get a slightly better deal.